The written agreement must include the name of the employer, the conditions of worker participation, the signature of a responsible official and a specific attribution formula. 3. Curriculum: pdf, doc. (please name “plan_surname_name”) The SPbU academic offer is available here ifea.spbu.ru/en/academic-offer If you already have a learning agreement from your home university, you can submit it instead of the curriculum. The plan must not be signed at the time of application. 1. The letters of appointment of the exchange coordinator of the university of origin (necessary for exchange students (as part of a bilateral agreement or Erasmus programme), we can also accept an appointment by e-mail – in this case, please attach an e-mail print screen to the online application form; no need for freemover (paying) students the student exchange program is for students from SPbU partner universities who are considering spending 1 or 2 semesters in SPbU, tuition fees are waived under bilateral cooperation agreements. For more information on students who are not from SPbU partner universities, visit the Freemover (Visiting) Student Programs section at the bottom of this page. A simplified individual pension agreement (SEP IRA) is a variant of the individual pension account used in the United States. IRAS MS are accepted by contractors to provide retirement benefits for themselves and their employees.  For a self-employed worker, there are no significant administrative costs. If the self-employed person has a salaried worker, all employees must receive the same benefits under an MS plan. Because MS-IRAs are a kind of IRA, funds can be created in the same way as most other IRAs.
If you use a prototype or custom plan, you must provide similar information to all authorized employees. The total contribution to an SEP-IRA account should not exceed the lower share of 25% of income (20% for the self-employed before deduction of the self-employed before deduction of the self-employed) ;(see below) or USD 42,000 (for 2005) 44. USD (2006), USD 45,000 (2007), USD 46,000 (2008), USD 49,000 (2009-20 11), $5,000 (2012), $51,000 (2013), $52,000 (2014), $53,000 (2015 and 2016, $54,000 (2017), $55,000 (2018), $56,000 (2019), $57,000 (2020). For 2010 and 2011, the compensation used in the calculation was limited to $245,000 (for example. B, an employer who contributes 10% cannot contribute more than $24,500 for a worker).  9. Copies of previous visas for the Russian Federation (if any). You and your employees receive a statement from financial institutions that invest your MS contributions, both at the time of the first MS contributions and at least once the following year.